Experienced. Strategic. Personable.

Meet our Founder Andrew, an expert finance professional with over 22 years of experience working for some of the biggest banks in the industry. Throughout his career, he gained extensive knowledge and training in business, banking, and finance.

Despite the amazing support and training programs provided by these banks, he always felt limited in his ability to offer clients a wider range of products and services. But now, he has the flexibility to tailor finance solutions from various lenders to best suit his clients’ needs and objectives. He guides them to strategically structure their loans to pay off debt faster and focus on building wealth.
In the past two years, he joined forces with two brilliant-minded doctors to open multiple practices and broaden their services across Sydney. This experience provided him with invaluable knowledge beyond banking and finance. He gained a unique perspective on medical and dental practice structures and finances, which he now uses to guide practitioners to set up their practices more resourcefully.

You know you are in capable hands when Andrew is at the helm of Clear Finance, he is a seasoned finance professional here to provide you with tailored financial solutions and strategic guidance for your medical business, general business and personal needs.

Meet Tony, the Director of Clear Finance and a finance professional with over a decade of experience in the field. Tony’s expertise lies in assisting clients from various backgrounds, ranging from first-time home buyers and vehicle owners to business owners, developers, and high net worth individuals.

Throughout his banking career, Tony has been recognized for his outstanding work, achieving multiple awards across residential, commercial, and asset finance. With a proven track record of success, Tony brings a wealth of knowledge and experience to the table.

At Clear Finance, Tony strives to provide his clients with personalized financial solutions that cater to their unique needs and goals. Whether you are looking to purchase your first home or expand your business, Tony’s expertise and guidance can help you achieve your financial objectives.

With more than 10 years of experience in the financial services industry, I’ve built my career around helping people make confident, well-informed decisions about their finances. As a mortgage broker at Clear Finance, my mission is to simplify the lending process and make sure my clients feel supported, empowered, and understood at every step of the journey.

My background spans across major financial institutions, including NAB, UBank, and Medfin, where I held various roles from Personal Lending Specialist to Home Loan Expert and Relationship Manager. This diverse experience has equipped me with a strong foundation in credit policy, customer service, and strategic lending solutions. It also means I’ve seen lending from every angle—frontline sales, back-end credit, and specialist advice—and I use that knowledge to help my clients avoid common pitfalls and fast-track their goals.

I work with a wide range of clients, from first-home buyers and young families to self-employed professionals, property investors, and high-income earners looking to optimise their portfolio. Whether it’s securing your dream home, refinancing for a better deal, consolidating debt, or leveraging equity for an investment, I take the time to understand your unique situation and tailor solutions to fit.

My approach is personal and proactive. I’m a big believer in clear communication (no jargon), setting realistic expectations, and keeping things moving behind the scenes so my clients can focus on what matters most. I also maintain strong relationships with lender BDMs, credit teams, and specialist contacts, which helps me advocate for my clients and often get deals over the line when others can’t.

Outside of finance, I’m a proud father of two girls and love snowboarding—Japan and New Zealand are my favourite destinations when I get the chance to travel.
At the end of the day, finance isn’t just about numbers—it’s about people. I’m here to make the process easier, more transparent, and ultimately more rewarding for you and your family.

As a Mortgage Broker at Clear Finance, I am dedicated to simplifying the lending process and guiding clients through each stage with clarity and confidence. I help individuals and families secure home, personal, car, and professional loans that are tailored to their unique needs and long-term financial goals.

With more than ten years of experience in accounting and finance, I have delivered dependable financial support to both multinational corporations and small businesses. My areas of expertise include financial statement preparation, managing accounts and ensuring ongoing compliance with relevant regulations and reporting standards.

Known for my client-first mindset and outcome-oriented approach, I am committed to providing exceptional service, building lasting relationships, and helping clients make smart, confident financial decisions.

Meet Praas, a mortgage broker at Clear Finance with more than three years of experience in the financial services industry. Praas specialises in helping clients navigate the lending process and structuring finance solutions that align with their long-term financial goals. His expertise spans residential lending, refinancing strategies, and investment lending for a broad range of clients.

Praas works with clients from diverse backgrounds, including first home buyers, property investors, self-employed professionals, and business owners seeking tailored lending solutions. By thoroughly understanding each client’s financial position, objectives, and future plans, Praas structures lending strategies that help clients maximise capacity while maintaining long-term flexibility. This allows him to deliver creative lending solutions that support his clients’ immediate needs and long-term wealth creation goals.

Praas further holds a strong academic foundation in both Finance and Law through his studies in a Bachelor of Commerce and Laws at the University of New South Wales. This background supplemented with his experience at industry giants like Aussie Home Loans and EY provides him with a profound knowledge base of financial structures, lending frameworks, and the broader legal considerations that can influence lending decisions.

At Clear Finance, Praas adopts a highly responsive and client first approach, providing clear guidance and reliable support throughout every step of the lending journey. Whether assisting clients in securing their first home, restructuring existing lending, or expanding a property portfolio, he is committed to delivering transparent and creative financial solutions aligned with each client’s goals.