Clear Finance was founded by Andrew Fraser and co-founder Tony Al Haddad, senior brokers with many years of combined experience in institutional and commercial banking. After decades working across major financial institutions, they recognised a consistent problem: the big banks were too limited in what they could offer, and too inflexible to truly support clients with complex or non-standard needs.
That’s why Clear Finance was founded, to create a more strategic, flexible, and people-first approach to finance.
At Clear Finance, we’re driven by a belief that finance should be tailored, not templated. Every client has different goals, income structures, life stages, and the lending process should reflect that.
We bring together high-level expertise from across banking, credit, lending, and strategy to design solutions that actually work. Whether you’re a self-employed professional, an NDIS participant, a business owner, or a medical specialist, we’re equipped to help, even if others couldn’t.
Unlike traditional banks and many brokers, we’re not restricted to a single lender or loan product. We work with a broad network of lenders, allowing us to find the right structure, rate, and approach for each client, not just what’s easiest to offer.
We’re proud to help a wide range of Australians:
Medical professionals
Self-employed clients
Business owners and investors
First-home buyers
Complex or non-standard borrowers
NDIS participants
In every situation, we’ll try our best and find a way to make it happen.
Helping You Understand Your Finance
Our mission isn’t just to get loans approved, it’s to help our clients understand their finance so they can make better decisions for the long term. We guide clients on how to:
Reduce “bad debt” faster
Use offset accounts effectively
Improve cash flow
Structure lending with future goals in mind
Part of the Community
We’re proud to support the community around us. Clear Finance is a major sponsor of the Bangladeshi Medical Association and actively involved in initiatives supporting NDIS participants and carers.
Our Mission
Give you the resources to understand money. Take control of your finances. That’s what we help our clients do, every single day.