Smart Equipment Finance for Healthcare Professionals
Running a healthcare practice requires the right tools and the cost of medical or dental equipment shouldn’t hold you back. At Clear Finance, we offer tailored finance solutions to help medical professionals invest in equipment, fit-outs, and vehicles, with competitive rates and flexible terms.
Whether you’re launching a new clinic, upgrading imaging or diagnostic equipment, or expanding your dental practice, we can help you structure finance that fits your business and your cashflow.
What We Can Finance
We assist medical professionals with asset finance for a wide range of purchases, including:
Diagnostic and imaging equipment (e.g. ultrasound, X-ray, MRI)
Surgical and dental equipment
General medical and consulting room fitouts
Specialist dental chairs and surgical units
Medical centre fit-outs and improvements
Practice vehicles (e.g. mobile health services, cars)
Practice management software and IT infrastructure
Laboratory and sterilisation equipment
If it supports the delivery of your service, there’s a good chance we can finance it.
Who It’s For
Our medical equipment finance solutions are designed for:
General Practitioners (GPs)
Dentists and Dental Specialists
Allied Health Professionals
Medical Specialists and Surgeons
Practice Owners and Clinic Directors
Mobile healthcare providers
Whether you’re a solo practitioner or managing a group practice, we work with you to understand your goals and cashflow position, and tailor a finance structure to match.
Finance Options Available
We’ll guide you through the most suitable finance structure for your needs, based on your business type, tax position, and accountant’s recommendations.
Loan types include:
Chattel Mortgage (Specific Security Agreement)
Own the asset from day one, with potential tax and GST benefits.
Finance Lease
The lender owns the asset during the lease term, with an option to buy at the end.
Hire Purchase
Spread the cost over time with ownership transferring after final payment.
Operating Lease
Ideal for short-term or constantly upgrading equipment — return or upgrade at lease end.
Lease Back / Sale and Lease Back
Unlock capital by selling existing equipment to a lender and leasing it back.
Use the borrowing power calculator to estimate your monthly repayments on asset finance and the loan repayment calculator to get a high-level sense of how much you may be able to borrow overall.
For detailed asset finance figures, we recommend booking a quick consult so we can assess your situation and provide tailored numbers.
Frequently Asked Questions
Can I finance 100% of the equipment cost?
Yes, in many cases we can secure 100% finance with no deposit, depending on your business structure and lender policy.
Do I need to be a practice owner to apply?
No, as long as you’re using the equipment professionally and meet lender requirements, you can apply.
Is asset finance available to self-employed medical professionals?
Yes, we specialise in helping self-employed professionals access equipment loans, even with non-standard income documentation.
Can I claim tax benefits on equipment finance?
Potentially, depending on the finance structure and your business setup. Always speak to your accountant for specific tax advice.
Have more questions?
Visit our FAQ’s page to find out more or ask one of us directly?
