Self-Employed Loans

If you’re self-employed, getting finance can feel harder than it should but it doesn’t have to be. At Clear Finance, we specialise in helping business owners, sole traders, contractors and freelancers access competitive home and investment loans, even without standard income documentation.

With over 50 years of combined lending experience, our team understands the challenges of self-employed borrowers. We know how to work around them with smart lending strategy, the right lender match, and a tailored application process.

Traditional lending policies often rely on payslips, simple tax records, or regular employment history. That doesn’t work when you’re running your own business, managing fluctuating income, or reinvesting in growth. That’s where we come in.

Our brokers:

We’ve helped clients in all kinds of industries from tradies and consultants to creatives, property developers and medical professionals get into homes, refinance loans, and expand investment portfolios.

Documentation varies by lender, but commonly accepted alternatives to payslips include:

We’ll walk you through exactly what’s required and which lenders will accept your income documentation.

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