Ariel Masagca

With more than 10 years of experience in the financial services industry, I’ve built my career around helping people make confident, well-informed decisions about their finances. As a mortgage broker at Clear Finance, my mission is to simplify the lending process and make sure my clients feel supported, empowered, and understood at every step of the journey.

My background spans across major financial institutions, including NAB, UBank, and Medfin, where I held various roles from Personal Lending Specialist to Home Loan Expert and Relationship Manager. This diverse experience has equipped me with a strong foundation in credit policy, customer service, and strategic lending solutions. It also means I’ve seen lending from every angle—frontline sales, back-end credit, and specialist advice—and I use that knowledge to help my clients avoid common pitfalls and fast-track their goals.

I work with a wide range of clients, from first-home buyers and young families to self-employed professionals, property investors, and high-income earners looking to optimise their portfolio. Whether it’s securing your dream home, refinancing for a better deal, consolidating debt, or leveraging equity for an investment, I take the time to understand your unique situation and tailor solutions to fit.

My approach is personal and proactive. I’m a big believer in clear communication (no jargon), setting realistic expectations, and keeping things moving behind the scenes so my clients can focus on what matters most. I also maintain strong relationships with lender BDMs, credit teams, and specialist contacts, which helps me advocate for my clients and often get deals over the line when others can’t.

Outside of finance, I’m a proud father of two girls and love snowboarding—Japan and New Zealand are my favourite destinations when I get the chance to travel.
At the end of the day, finance isn’t just about numbers—it’s about people. I’m here to make the process easier, more transparent, and ultimately more rewarding for you and your family.